International Journal of New Political Economy

International Journal of New Political Economy

Digital Financial Inclusion, Green Energy Adoption, and Household Health Outcomes in Nigeria: Evidence from Logit Regression Analysis

Articles in Press

Document Type : Original Article

Author
Adamu Idi
Department of Economics, Faculty of Arts and Social Sciences, Gombe State University, Nigeria
10.48308/jep.2026.243800.1268
Abstract
This study investigates the impact of digital financial inclusion and green energy adoption on household health outcomes in Nigeria using ordered logit and logit regression as robustness check models. The ordered logit results reveal that age and household size significantly influence health outcomes, with larger households and older populations facing higher risks. Income and urban residence provide protective effects under mild conditions but lose significance under severe health shocks, highlighting socioeconomic disparities. Green energy adoption, particularly liquid natural gas (LNG), is consistently associated with reduced probabilities of adverse health outcomes, underscoring its role in mitigating indoor air pollution and respiratory illnesses. Conversely, reliance on electric stoves shows mixed effects, reflecting infrastructural challenges in electricity supply. Digital financial inclusion demonstrates nuanced effects. Mobile phone ownership emerges as a robust determinant of improved health outcomes, facilitating access to health information and financial tools. Mobile banking reduces moderate health risks but is positively associated with severe outcomes, suggesting its role as a coping mechanism during crises. Account ownership alone shows limited effects, indicating that access must be paired with effective utilization. The composite measure of digital finance and green energy adoption highlights the synergistic benefits of integrating financial and energy policies to enhance household resilience. Clean energy adoption directly reduces environmental health risks, while digital financial inclusion enhances resilience against shocks. Policy interventions should therefore prioritize expanding LNG adoption, strengthening digital connectivity, and integrating financial services with health systems to achieve sustainable improvements in household welfare.
Keywords
Digital financial inclusion
Green energy
Household health outcomes
Nigeria
Resilience
Sustainable development
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International Journal of New Political Economy

Articles in Press, Accepted Manuscript
Available Online from 07 August 2026

  • Receive Date 15 March 2026
  • Revise Date 27 July 2026
  • Accept Date 07 August 2026
  • First Publish Date 07 August 2026
  • Publish Date 07 August 2026